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Notre Dame fire to spark vital conversations
May 4th, 2019


Earlier this month, the world watched in disbelief as one of Europe’s most treasured landmarks went up in flames – but while the Notre Dame fire was a devastating tragedy, one industry expert says it will also help spark some vital conversations around the risk management of historic buildings.

Warren Hutcheon is the CEO of Ansvar – a risk management and insurance solutions provider which specialises in both the heritage and faith sectors, among others. He says disasters such as the recent Notre Dame fire often prompt owners to reconsider their own risk management strategies.

“Events of this nature do raise awareness with people, and while the events themselves certainly aren’t a good thing, the increased awareness is,” says Hutcheon. “When that awareness has been increased, people start asking questions around whether or not they have sufficient insurance and, more importantly, if they have appropriate risk management in place.”

While nobody – including Hutcheon – wants to capitalise on disaster, major loss events such as the Notre Dame fire do leave clients feeling uncertain and thereby serve as the perfect opportunity for brokers to discuss the development of stronger risk management strategies.

“It’s a good opening for conversations around when they last checked the electricals, when they last performed maintenance on the roof, whether they have the right security in place – everything that’s needed to prevent such an event happening to them,” says Hutcheon.

While prevention methods can be costly, Hutcheon says certain measures should be considered part and parcel of operating a historic or heritage building.

“Society should be thinking about how some of our important buildings need to be carefully protected and well-maintained,” he tells Insurance Business.

“That does require an investment, some of these buildings are very expensive to maintain because of their very nature, but if we don’t do it and we lose them, we’ll never get them back,” he continues.

“So this really is an opportunity for brokers to be talking to their clients around their risk management practices but it’s also an opportunity to discuss the benefits of getting an accurate and up-to-date valuation of the property and its contents.”

Already, more than a billion euros has been pledged to the Notre Dame rebuild efforts and yet it’s thought the final bill will still exceed that figure – this worrying revelation, Hutcheon says, is a good reason for owners of historic or heritage buildings to carry out accurate valuations.

“If you think about some of the historic buildings around Australia, the first thing we want to do is prevent anything happening to them because they’re very difficult to replace – but if something does happen, we want to make sure the client is adequately covered so it can be replaced,” he says.

Much media attention has also been directed at the fate of many historical artefacts within the Notre Dame – including the crown of thorns and the tunic of Saint Louis – which should also prompt brokers to discuss contents with their clients.

“Owners should be asking themselves when they last considered the value of the building but also when they last considered the value of the artefacts and all the important artworks that are inside the building – when did they last do an inventory on that?” he says.

“Those are the types of things that hopefully committees and owners will now be having conversations around – that’s probably the only positive thing that comes from events like these.”

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Ansvar Insurance

3 months 2 weeks ago

We're so proud of the brilliant work one of our grant recipients Schools Ministry Group is currently working on; 'The Blueprint to Becoming a Man' - a new mental health early intervention program targeted towards boys aged 12 to 17.

Did you know around 82% of media artlics relating to young men are negative?

For young guys growing up, the battle is real. This workshop is for boys on the journey to manhood.

// Visit to download a promo pack
// Message us for more info
// Tag a teacher, PCW, educator, counsellor, wellbeing leader or friend who needs to see this.

Ansvar Insurance #lifematters #masculinity #manhood

Ansvar Insurance

5 months 2 weeks ago

Hunter Life Education, one of Ansvar’s 2017/ 2018 Community Education Program grant recipients, recently finished their program and we’re delighted with the outcomes. In total, 1,821 students and their teachers and families participated in the Ansvar Adopt-a-class program across 7 schools. “Ansvar created a huge opportunity for these children to lead safer and healthier lives through Education.” Sarah Gray, Hunter Life Education.
The program provided targeted schools in the Hunter region (NSW) access to Life Education Educators. They delivered classroom modules focusing on areas such as obesity, drug use, alcohol consumption, decisions and bullying to children in kindergarten right through to Year 6.
Well done to Hunter Life Education for the huge success!! #education #grants #community #charity

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