We understand the types of risk exposures that Faith, Care, Education, Heritage and Community organisations face. With over 50 years experience in working in this field, our expertise lies in how we can help you avoid the risks you may face.
With this in mind our specialist insurance policies have been specifically tailored to meet your needs and provide protection.
Property damage is common. Some ways in which to protect your property include:
The media is constantly reporting on cases and alleged cases of abuse. Through this organisations and individuals can suffer significant reputation damage. While many of these cases refer to incidents in the past, abuse continues to occur today.
One of the key reasons abuse is so often allowed to occur unchecked is because staff supervision is ineffective or non-existent. Agency staff in particular, may not be personally known to staff members of the organisation, this may be a contributing factor to cases of abuse.
There are many good reasons why your organisation should take preventative measures and know your legal obligations. Because legislation varies from state to state, it is important that you understand the laws relevant to your location.
When it comes to protecting the vulnerable some ways to mitigate risk include;
Developing a policy statement on Client Protection
A policy statement will demonstrate the seriousness with which you view the prevention of abuse and will allow you to draft a framework to guide your actions in the future. It will become a document you can present to all paid and unpaid staff and will ensure the issue of Client Protection is communicated.
Documenting the way in which staff are selected
In this document the terms staff and employee encompass: paid employees, unpaid employees, volunteers, students, people on work experience, management, board members, contractors, and others who may act on behalf of the organisation. The way in which positions are appointed may leave your organisation exposed to infiltration by those with predatory motives. As many organisations have already adopted “best-practice” procedures, without appropriate screening protocols your organisation may be seen as an easy target. As a first step, ensure appropriate working with children and police checks are always carried out.
Implementing sound supervision practices
Screening applicants is not a total solution and it can never be assumed that your processes are 100% effective. It is essential to create an environment where the opportunity for incidents of abuse is reduced.
As part of your Client Protection policy include a section that describes the qualities and behaviours that are expected of people who work with clients as well as behaviours that are considered inappropriate. This “Code of Practice” should be detailed in its expectations, as it will make them easier to monitor and enforce.
Developing an appropriate response plan
Whilst it is hoped that you will never have to deal with an allegation of abuse, it is important that you have a response plan in place so that from the moment the allegation first arises, you will know what to do.
Your board of directors and senior management can be held personally liable for claims brought against them or the organisation. This creates a significant responsibility for senior executives.
Any failure on the part of a director or senior manager in carrying out their responsibilities properly or any wrongful act committed by them may catch them unaware and burden them or the organisation with legal expenses and a sizable financial liability.
Typical risk exposures that boards and management face include:
Organisations can suffer financial loss through a variety of ways and having a fraud prevention plan and a business continuity plan will help.
Ways in which an organisation can manage fraud prevention include: effective banking procedures, dual signatories on accounts, password protection, expenditure approval processes, expenditure delegation authority and cash management, counting and storage.
Consider how your organisation could try operating without communications; I.T; staff; building access or a reduced income. Consider how quickly could you recover from a disastrous event or what the implications and financial loss might be if you could not function for three days, three months or three years?
Ensure you brainstorm and plan recovery methods BEFORE a risk event occurs. Be proactive and do not leave the process until it is too late.
Your people are your number one priority and they deserve to be looked after.
When it comes to protecting people some of the risks that are often overlooked include;
We have partnered with the global background screening company AIS International in order to help you make the right decisions. There are so many risks and threats out there in the business world. Trust AIS International with your background screening services, and make sure those threats stay outside your company.
AIS are a Global Background Screening organisation with over 50 years investigative & background screening experience in 165 countries delivering to our clients the following services; Criminal background / Police checks, Education Verification, Employment Verification, Organisational Due diligence, Financial Stability & AML (anti money laundering) checks.
They are an agency with The Australian Criminal Intelligence Commission (ACIC) formally known as CrimTrac to provide National Police Checks to our clients in Australia & overseas looking to employ staff & volunteers, our Australian check results are delivered to your PC in under 10 minutes.
At AIS they offer best practice investigative techniques, technological innovation and dedicated customer service, we educate and empower our clients to make informed business decisions. Our business was established in 2000 in NYC, we are one of the largest providers of international background screening services on a global scale, we are committed to providing superior, worldwide risk mitigation solutions encompassing the full spectrum of human resource practice & corporate due diligence.
Please see their Australian website for information on their Australian & International background screening services
At Ansvar, we offer individualised insurance solutions to customers within our core segments, because we understand that there is no “one-size-fits-all” when it comes to insurance protection. This is why our products are designed with your unique needs and requirements in mind.
View all of our products here.
We are a specialist insurer of Faith and Charity organisations, Educational and Care facilities, Community groups and Heritage buildings. Our expertise in these sectors means that we understand and know the risks your organisation faces and how you can minimise them.