Specialist Insurance for Heritage & Historic Buildings
Ansvar provides specialist insurance and risk solutions designed to protect Heritage and Historic buildings. Australia is fortunate enough to have a range of wonderful Heritage and Historic buildings reflecting a valuable architectural snapshot from times gone by. Preserving such treasured Heritage and Historic buildings is essential so that our children and future generations can experience and appreciate the architectural artistry of the past.
At Ansvar, we understand Heritage and Historic buildings have quite unique risks and appreciate the need for specific requirements including reinstatement should a loss occur, the security risks involved, fire protection hazards and providing a safe environment. Ansvar’s Heritage Insurance Policy has been designed specifically to protect your client buildings and includes covering property damage, loss of revenue following an insured event, loss of money, burglary, extra cost of reinstatement, replacement of glass and importantly replacing stained glass and leadlight.
We also have a dedicated risk team who can ensure your clients understand any risk improvements required to help prevent and avoid potential future losses from occurring.
It goes without saying that insuring a heritage-listed property and its contents against theft or damage is crucial, but there are countless other risks that aren’t always as obvious, such as:
Business Interruption
Equipment Breakdown
Reputational Risk
Loss of Licence
Legal Expenses
Group Travel Incidents
Trustee & Management Liability
Employers’ Liability
Public Liability
Hirers’ Liability
Professional Indemnity
Loss of Money
With every heritage-listed property presenting different risks and challenges for its inhabitants or managers to navigate, it only makes sense that Ansvar’s heritage building insurance packages are versatile enough to cater for each client’s individual needs.
When you contact us regarding your organisation’s specific heritage property insurance needs, our specialist team will work closely with you to develop a bespoke insurance package that’s tailored to your unique requirements.
In addition to comprehensive insurance cover, Ansvar provides our heritage clients with a variety of tools and resources for risk management.
General Public & Product Liability Insurance: This protects you in the event of a personal injury or property damage claims from a third party.
Volunteers Personal Accident Insurance (complements our General Public & Product Liability Insurance Policy): This cover compensates volunteers who suffer an injury while providing services on your organisation’s behalf.
Heritage Buildings Insurance – Heritage Special Risks Insurance Policy: A specifically designed policy that protects your property (includes property damage, loss of revenue following an insured event, loss of money, burglary, extra cost of reinstatement and replacement of glass including replacing stained glass and headlight).
Heritage Insurance Products
For details on our insurance products please click here
To discuss how Ansvar can help you protect yourself and your assets with comprehensive heritage building insurance, please contact us and we’ll be happy to assist. We also provide bespoke insurance solutions for organisations and individuals working in the care, community, education and faith sectors.